OFFICIAL RECORD BOOK

One of a set of books in the public records in which is recorded all papers filed for record.  Such books supplant deed books and mortgage books.

OPINION

In title industry parlance, referred to as title opinion.  The conclusion and judgement of a skilled person as to the status of a title, based upon a title examination.

OWNER'S POLICY

A policy of title insurance usually insuring an owner of real estate against loss occasioned by defects in, liens against, or unmarketability of the owner's title.